1. Bima247.com is an insurance information and lead generation website that helps users learn about insurance products and connect with licensed insurance advisors for guidance and policy-related assistance.

2. Information We Collect

When you visit our website or submit an inquiry, we may collect:

Full Name
Mobile Number
Email Address
City/State (if provided)
Insurance requirements
IP Address
Browser information
Device information
Cookies and usage data

Providing this information is voluntary. However, certain services may not be available if required information is not provided.

3. How We Use Your Information

We use your information to:

Respond to your insurance inquiries.
Contact you regarding insurance products or services you requested.
Provide quotations and policy-related assistance.
Improve our website and user experience.
Prevent fraud and misuse.
Comply with applicable legal requirements.

4. Contact Forms

When you fill out a contact or inquiry form, the information you provide is securely stored and used only to respond to your request and provide insurance-related assistance.

5. Cookies

Our website uses cookies to:

Improve website performance.
Remember user preferences.
Measure website traffic.
Enhance browsing experience.

You may disable cookies through your browser settings, although some website features may not function properly.

6. Analytics

We may use analytics tools (such as Google Analytics or similar services) to understand website traffic and improve our services. These tools collect anonymous information and do not identify you personally.

7. Data Sharing

We do not sell your personal information.

Your information may be shared only:

With insurance companies or authorized insurance advisors when required to process your inquiry.
With trusted service providers who help operate our website.
When required by applicable law or legal process.

All such parties are expected to protect your information appropriately.

8. Data Security

We use reasonable administrative, technical, and security measures to protect your personal information from unauthorized access, misuse, alteration, or disclosure.

However, no method of internet transmission or electronic storage is completely secure, and therefore absolute security cannot be guaranteed.

9. Data Retention

We retain your personal information only for as long as necessary to:

Provide requested services.
Maintain business records.
Comply with legal obligations.
Resolve disputes.

When information is no longer required, it is securely deleted or anonymized where appropriate.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. Users should review their privacy policies before providing any personal information.

11. Your Rights

Subject to applicable law, you may request to:

Access your personal information.
Correct inaccurate information.
Request deletion of your information.
Withdraw consent where applicable.

To make such a request, please contact us using the details below.

12. Children’s Privacy

Our website is intended for individuals aged 18 years or above. We do not knowingly collect personal information from children.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be published on this page with the updated effective date.

14. Contact Us

If you have any questions regarding this Privacy Policy or your personal information, please contact:

Website: https://bima247.com

We will make reasonable efforts to respond to your request as soon as possible.

Terms & Conditions

Effective Date: 26 June 2026

Welcome to Bima247.com. By accessing or using this website, you agree to comply with these Terms & Conditions. If you do not agree with any part of these Terms, please do not use this website.

1. About Us

Bima247.com is an insurance information and lead generation website operated by Mangal Tirki.

The website provides general information about insurance products and assists users in connecting with authorized insurance advisors for policy-related guidance.

2. Acceptance of Terms

By using this website, you confirm that:

You are at least 18 years of age or are using the website under the supervision of a parent or legal guardian.
The information you provide is true, accurate, and complete.
You will use this website only for lawful purposes.

3. Information on the Website

The insurance information published on this website is provided for general informational purposes only.

Although we make reasonable efforts to keep the information accurate and up to date, we do not guarantee that every detail is complete, accurate, or current at all times.

Insurance products, premiums, features, eligibility, benefits, and terms are subject to change by the respective insurance company without prior notice.

4. No Financial or Legal Advice

The information available on this website should not be considered financial, legal, tax, or investment advice.

Users are encouraged to read the official policy documents and consult an authorized insurance advisor before purchasing any insurance product.

5. Insurance Enquiries

When you submit an enquiry through our website:

You consent to being contacted by phone, WhatsApp, SMS, or email regarding your enquiry.
You agree that the information provided is accurate.
Submission of an enquiry does not guarantee policy issuance.

Final acceptance of any insurance proposal is solely at the discretion of the respective insurance company.

6. User Responsibilities

You agree that you will not:

Submit false or misleading information.
Attempt to gain unauthorized access to the website.
Upload malicious software or harmful content.
Use the website for unlawful activities.

7. Intellectual Property

All website content, including text, graphics, logos, images, layouts, and design, is the property of Bima247.com unless otherwise stated.

You may not copy, reproduce, distribute, or modify any content without prior written permission.

Official trademarks, logos, and brand names of insurance companies remain the property of their respective owners.

8. Third-Party Links

This website may contain links to third-party websites for user convenience.

We are not responsible for the content, privacy practices, or services provided by those websites.

9. Limitation of Liability

Bima247.com shall not be liable for any direct, indirect, incidental, or consequential loss arising from the use of this website or reliance on any information provided herein.

Users should independently verify all policy details before making any insurance decision.

10. Privacy

Your use of this website is also governed by our Privacy Policy.

Please read our Privacy Policy carefully before submitting your personal information.

11. Changes to These Terms

We reserve the right to modify these Terms & Conditions at any time.

Any updates will become effective immediately upon publication on this page.

12. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.

Any disputes arising from the use of this website shall be subject to the jurisdiction of the competent courts in India.

Disclaimer

Effective Date: 26 June 2026

General Information

The information provided on Bima247.com is published in good faith and is intended for general informational and educational purposes only. While we make reasonable efforts to keep the information accurate and up to date, we do not guarantee its completeness, accuracy, reliability, or suitability for any particular purpose.

Any reliance you place on the information available on this website is strictly at your own risk.

Insurance Information

Bima247.com provides information and assistance related to insurance products.

Insurance plans, premiums, features, eligibility criteria, benefits, terms, and conditions may change from time to time at the discretion of the respective insurance company.

Users are advised to read the official policy brochure, policy document, and terms and conditions before making any purchase decision.

Agency Disclosure

Mangal Tirki is an authorized insurance agent for:

Life Insurance Corporation of India (LIC)
Star Health & Allied Insurance Company Limited

This website is operated independently and is not the official website of LIC, Star Health, or any other insurance company.

The names, logos, trademarks, and brand identities of insurance companies belong to their respective owners and are used only for identification and informational purposes where applicable.

No Professional Advice

The information available on this website should not be considered financial, legal, tax, investment, or professional advice.

Visitors should consult the respective insurance company or an authorized insurance advisor before purchasing any insurance policy.

No Guarantee of Policy Issuance

Submitting an inquiry through this website does not guarantee:

Policy approval
Premium acceptance
Claim approval
Any insurance benefit

All proposals are subject to the underwriting rules, eligibility criteria, and final approval of the respective insurance company.

Third-Party Websites

Our website may contain links to third-party websites for user convenience.

We are not responsible for the content, accuracy, privacy practices, or availability of any third-party website.

Users access third-party websites at their own discretion.

Limitation of Liability

Bima247.com and its owner shall not be liable for any direct, indirect, incidental, or consequential loss arising from:

Use of this website
Reliance on the information published
Decisions made based on the website content
Temporary interruption or unavailability of the website

Changes to This Disclaimer

We reserve the right to modify this Disclaimer at any time without prior notice.

The latest version will always be available on this page.

Digital Personal Data Protection Act, 2023

We process personal data in accordance with applicable Indian laws, including the Digital Personal Data Protection Act, 2023, wherever applicable.

Consent

By submitting any form on this website, you consent to the collection and processing of your personal information as described in this Privacy Policy.

WhatsApp Consent

By providing your mobile number, you agree to receive communication through phone calls, SMS, WhatsApp, or email regarding your insurance enquiry.

Google Ads / Remarketing

We may use Google Ads, Google Analytics, and similar technologies for advertising, analytics, and remarketing purposes.

Insurance Regulatory Disclaimer

Insurance is the subject matter of solicitation. Policy issuance, premium, benefits, and claims are subject to the terms and conditions of the respective insurance company.

Contact Us

If you have any questions regarding this Disclaimer, please contact:

Website: https://bima247.com

Email.bima247officil@gmail.com